Technology that understands receivables.

Every debtor behaves differently. Our models analyze payment patterns, communication responses, and historical data to predict the optimal timing, channel, and tone for each interaction.

• Payment behaviour prediction
• Channel affinity models
• Response timing optimization
• Risk-class segmentation

Our RL agents continuously learn which escalation strategies are most effective — based on real outcomes, not rigid rules.

• Reward function on recovery rate
• Multi-armed bandit for channel selection
• Policy gradient for escalation paths
• Exploration vs exploitation balanced

LLMs generate empathetic, legally correct debtor communications. Every message passes compliance guardrails before sending.

• Tonality control per case phase
• Compliance filter before dispatch
• Multilingual (DE, EN, FR, IT)
• Real-time hardship detection

Autonomous voice agents conduct conversations with debtors — empathetic, goal-oriented, and with a complete audit trail. Every call is compliance-checked.

• ElevenLabs AI voice
• Real-time sentiment analysis
• Identity verification
• Full conversation logging