NeuraPay Platform

The operating system for
debt recovery and receivables manage­ment.

The platform that digitises your receivables management — with full transparency, adaptive voice automation*, and measurable outcomes from day one.

The platform that digitises your receivables management.

< 10 min
First contact after default
From CHF 99
Subscription + usage
3 Portals
Admin · Debtor · Client
The film

30 seconds.
The whole story.

Get the highlights.

Client portal

Every case. Every status.
Full control.

Your entire receivables portfolio in a single view — case status, action history, documents, and payment trails at a glance.

NeuraPay Mandantenportal — Kundenübersicht mit Kennzahlen, Status-Übersicht und Recovery-Trend
Atlas Voice Agent*

The difference is audible.

Autonomous AI calling*: every call compliant, every interaction logged, and every escalation detected in real time.

Atlas Agent: Q4 2026*
LISTENING
Autonomous real-time speech synthesis*
Identity Verification KYC Sentiment Analysis NLU Hardship Detection RLHF Policy Compliance Rule Engine
Debtor Sentiment
* Planned launch in Q4 2026: SMS, WhatsApp Business, and autonomous AI calling.
Integrations

Seamlessly connected. To your systems.

Bidirectional data sync with your ERP — automated case import, payment matching, and status synchronisation in real time.

Bexio
Abacus
Microsoft 365
SAP
Oracle
DATEV
sevDesk
Lexware
Stripe
TWINT*
Google Sheets
Excel
Prior Labs
ElevenLabs*
Google Cloud
* Planned launch in Q4 2026: TWINT, QR-bill payments, and bank transfers. Card payments through Stripe are already available. * Planned launch in Q4 2026: SMS, WhatsApp Business, and autonomous AI calling.
Comparison

The efficiency gap is measurable.

Metric Legacy Agencies In-house Call Centres NeuraPay
Cost-to-Collect OpEx per CHF 1 recovered 15 – 25 % 10 – 18 % 3 – 8 %
Time-to-First-Contact After delinquency event 5 – 10 days 24 – 48 hours < 10 minutes
Agent Capacity Concurrent negotiations 1 (linear) 1 (linear) Unlimited (cloud)
Dashboard Visibility Real-time case tracking Monthly reports Weekly reports Live (API + UI)
Security

Security. No compromises.

GDPR & DSG compliant

Purpose limitation, access control, and privacy by design — architecturally embedded, not retrofitted.

Encryption & least privilege

End-to-end encryption — in transit and at rest. Access strictly role-based on a need-to-know basis.

Complete audit trail

Every action documented — who, what, when. Immutable and exportable at any time.

Blockchain-verified integrity

Audit hashes cryptographically anchored on Ethereum and Bitcoin. Independently and perpetually verifiable.

Pricing

Clear pricing for debt collection

NeuraPay Go

For occasional debt collection cases

CHF 99 / month

12-month contract · monthly payments · excl. VAT

600 new debt collection cases per contract year

An average of 50 per month
One-time setup
No setup fee
Additional cases
CHF 1.50 per case after the annual allowance is exhausted

NeuraPay Pro

For high debt collection volumes

CHF 699 / month

12-month contract · monthly payments · excl. VAT

12'000 new debt collection cases per contract year

An average of 1'000 per month
One-time setup
CHF 1'199
Additional cases
CHF 0.70 per case after the annual allowance is exhausted

Currently available automated standard process in every plan. No success commission.

Use your annual allowance flexibly throughout the contract year. A busier month alone does not trigger an additional fee. Overage only applies once your annual allowance is exhausted.

In addition to the subscription, costs include setup according to your plan, any overage, postage, official fees, other agreed external expenses and applicable payment provider fees. These are itemised separately. NeuraPay does not charge a success commission.

Custom offer

Do you have a higher debt collection volume or specific integration and service requirements? Contact us to discuss a custom offer.

Contact us ↗
FAQ

Answers. Before you ask.

How quickly am I up and running?

NeuraPay connects to your ERP via API — Bexio, Abacus, or Dynamics 365 — or via CSV import. The core platform runs on Google Cloud in Zurich (europe-west6); Gemini calls are processed in the Netherlands (europe-west4).

Which ERP systems are supported?

Currently in production: Bexio, Abacus, and Microsoft Dynamics 365. SAP and Oracle are in development. Custom API integrations are available for enterprise requirements.

How does NeuraPay handle data protection?

NeuraPay is GDPR and DSG compliant by design: purpose limitation, data minimisation, role-based access, end-to-end encryption, and complete audit trails. ISO 27001 certification is in preparation.

Which communication channels does NeuraPay use?

Email, SMS*, WhatsApp Business*, adaptive AI voice calls*, and postal letters. Every channel follows defined compliance guardrails — every interaction is logged in the audit trail.

What does NeuraPay cost?

Choose by the number of new collection cases per contract year. Pay monthly over a 12-month contract. Setup and extra cases depend on the plan; postage, official fees, applicable payment-provider fees and other agreed external expenses are additional. No success fee. Prices exclude VAT.

How does blockchain verification work?

All audit events are hashed and aggregated into a daily Merkle tree. The root hash is anchored on Ethereum (via EAS) and Bitcoin (via OpenTimestamps) — no personal data on-chain, only cryptographic hashes.

What counts as a debt collection case?

A debtor/claim matter newly submitted for debt collection counts once. Further payment requests, instalments or moving the same case into enforcement do not count again. A new, independent claim against the same debtor may be a new case.

Do you count every invoice issued?

No. Only new cases that you submit to NeuraPay for debt collection are counted.

What happens if monthly case volumes fluctuate?

Your annual allowance is what matters. You can use it flexibly within the contract year. A busier month alone does not create overage. The monthly case numbers on the pricing cards are for guidance.

Are longer-running cases charged again?

No. The same case is not counted again because of additional processing months, status changes or instalments.

Which costs are added to the subscription?

A one-time setup fee applies depending on your plan. Additional new cases are charged once your annual allowance is exhausted. Postage, official fees, other agreed external expenses and applicable payment provider fees are itemised separately. All prices exclude VAT.

Is there a success commission?

No. NeuraPay does not charge a success commission.

How long is the contract and how do I pay?

The contract term is twelve months. You pay monthly. Included cases are available as an annual allowance.

Still have questions? NuraChat has answers — bottom right.